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Welcome to Premier Credit Card Defense Advocacy in New York and New Jersey

The Law Office of Howard Gutman is the go-to destination for credit card debt defense in New York and New Jersey. With over two decades of experience, we have a deep understanding of credit card intricacies. Our team is committed to providing personalized and expert solutions to each client. You can trust us for unparalleled expertise and unwavering commitment.

Safeguarding Consumers from Unjust Lawsuits

If you are being relentlessly pursued by a collections agency and are facing a potential lawsuit, it’s important to know that you have rights as a consumer. The Law Office of Howard Gutman is here to help. Our experienced credit card debt lawyers can protect you from unwarranted legal action and help you understand your options and the legal process.

Defenses for Credit Card Lawsuits:

Facing legal action? Act swiftly.

We employ strategic defenses, including:

• Demonstrating non-receipt of complaint or papers
• Proving debt satisfaction
• Unveiling evidence of bankruptcy protection
• Validating attempts to settle debts post-sale
• Establishing debts beyond statute limitations

Advocacy for Debt Settlement:

Struggling with overwhelming credit card debt?

Our adept attorneys provide:

• Significant reduction of owed debt
• Effective negotiations for favorable settlements
• Shielding from creditor harassment

Every Challenge from Creditors is Within Our Expertise:

You don’t have to navigate your situation alone. Let’s work together to create a powerful legal plan that’s customized to your unique circumstances. Say goodbye to the burden of debt and take the first step towards a brighter future with confidence.