Dealing with debt collection can be overwhelming and stressful. Debt collectors can sue for unpaid debts, leading to legal consequences. Understanding your rights under the Fair Debt Collection Practices Act is essential. Steps to dispute collections include requesting debt validation, checking for errors, sending dispute letters, and consulting a collections lawyer if necessary.
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Why You Should Never Pay a Collection Agency
Receiving calls from collection agencies about credit card debt can be alarming, but paying them outright may worsen your situation. Making payments might legitimize questionable debts, negatively impact your credit score, and expose you to legal risks. Instead, seek professional guidance to understand your rights and explore better options for debt resolution.
Credit Card Defense 